A leading Insurance comparison website is warning that many motorists with diabetes risk a hefty fine if they fail to declare the condition to the Driver and Vehicle Licensing Agency.
Quotezone.co.uk also warns that policies could be void and claims disputed if diabetic drivers have not declared the disease to their insurer – and that includes those newly diagnosed.
As the pandemic-induced lockdowns forced people to alter their lifestyles with the closure of gyms, restricted exercise and reported spike in fast food takeaways – elements which can increase a person’s chances of developing the disease – it may lead to a surge of people being diagnosed with diabetes.
According to research from Manchester University, the first lockdown in April 2020 led to diagnosis rates falling 70% on the 10-year average. It estimates that more than 45,000 type 2 diagnoses were either missed or delayed between March and July alone, creating an imminent surge in new diabetes patients as things slowly begin to open up.
“However, anyone whose condition or medication could affect their driving needs to keep the DVLA up to date. It won’t necessarily mean a permanent loss of a licence and many successfully reapply when their condition is managed and the risk declines. It is however essential that all drivers are properly covered with an accurate policy, to protect themselves and other road users.
“If a motorist sees their premiums go up due to the insurer’s updated risk assessment, and it looks like they might be priced out of affordable insurance, they should shop around for new quotes – insurance comparison websites are a good place to start.”